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Apply for an Account

If you are a Sole Trader/Partnership or a Limited Company and find yourself regularly doing business with us, you may be eligible for an account at Teamwork. Please contact us on 020 7323 6455 and we will send the relevant application form.

You will then need to print it, complete and post to:-

Teamwork Digital Ltd. 41-42 Foley Street, London W1W 7JN
 
Applications normally take 2 weeks to process. Please list 2 photographic trade references or your application may be rejected. Account Terms & Conditions available on request. 

Download account application form [PDF]

 

Photolease...Finance made Easy

Spreading the cost of new equipment over 1 year with easy, fixed and affordable monthly repayments couldn’t be easier. Leasing is recognised by all businesses, big and small, as the most effective way of funding purchases and Photolease are the acknowledged experts for the imaging and creative industries. We have been helping established, growing and new ventures for 30 years so why not become one of our satisfied clients?

We are agents for Photo & General Finance Limited, an independent finance company established for over twenty years specialising in leasing equipment to the professional imaging industry. By working in co-operation with Photo & General, we are able to offer our customers the Photolease; a simple and convenient way to pay for equipment to further their business.

It is accepted that leasing is the flexible and practical method of acquiring equipment offering the benefits of ownership with particular advantages:

  • Small initial outlay usually amounting to just one month’s rental.
  • Payment can be spread over a period of two to five years dependent upon value and type of equipment.
  • A single payment at the end of the lease guarantees retention of the asset for the remainder of its working life.
  • When the asset is sold, and that decision is yours to take, you will receive back almost all of the sale proceeds.
  • Rentals are fully tax deductible.
  • The asset is shown ‘on balance sheet’.
  • Cash flow is protected and the asset earns revenue in payment of the lease.
  • Banking facilities left available for special projects, unforeseen expenses and a buttress to extended debtor terms and bad debt.

FREQUENTLY ASKED QUESTIONS

Who pays the VAT?

Photo & General pay the VAT on the cost of the goods. VAT is then charged on the monthly rental and can be reclaimed if you are VAT registered.

Who is responsible for insurance, servicing and repairs?

You must fully insure the equipment. Guarantees, servicing and repair must all be arranged with Teamwork and/or the manufacturer.

What happens at the end of the lease?

Photo & General will normally extend the agreement for an indefinite Secondary Period on payment of a further ‘one off’ single monthly rental.

Can I get ownership of the goods?

Legislation governing leasing means Photo & General cannot sell the asset to the leasee or any connected party. There is however no advantage in ownership and therefore no point in gaining it.

What happens if I want to sell the equipment?

As owners Photo & General must sell the asset. However you can introduce the purchaser to them and negotiate the sale price, which should reflect market value. Photo & General will then refund to you the full sale proceeds less a £20 administration charge.

WHY NOT APPLY TODAY?

The Photolease offers so many advantages for today's photographer, why not take this opportunity to finance that urgently needed Digital Back or Hasselblad H2!

You can fill in an online application form that best suits you by clicking 'Apply Now'
This will take you to the Photolease application page.

Once you have the relevant form, you can specify the item(s) from Teamwork
that you wish to lease.

 

APPLY NOW

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